7 tips for homeschooling

Posted by siteadmin on Tuesday 26th of May 2020

With schools closing down several weeks ago and no firm plans of when children will be heading back to the classroom yet, parents across the UK are having to tackle homeschooling. It’s an experience that can be rewarding, but that doesn’t mean it’s not without its challenges.

Whatever age your child is, there’s an overwhelming amount of information available online about education and the ‘dos and don’ts’ of homeschooling. It can be difficult to sift through all that and some parents are finding themselves under pressure as they try to main...

DIY projects that could boost the value of your home

Posted by siteadmin on Tuesday 26th of May 2020

With more time indoors, Brits have been turning to DIY during the pandemic. It’s perfect for filling the time but, choose the right project, and it could add value to your home too, and it doesn’t have to be a huge renovation project. So, where should you be investing your time?

1. Refresh the garden

Summer is almost here, and people will be hoping to spend more time in the garden. Did you know an attractive outdoor space could boost the value of your home by as much as 10%?

If you’re not confident with DIY, even simple tasks of making su...

Is university worth it for children and grandchildren?

Posted by siteadmin on Tuesday 26th of May 2020

For students planning to head to university, it’s already been an emotional time. With college suspended due to Covid-19 and exams cancelled, there has been some uncertainty around how grades will be awarded, which could affect where they head to study for the next few years.

As a parent or grandparent, you may be wondering if university is the right decision for them too. The good news is that research shows most students benefit financially from attending university. It’s a step that can pay off in the long run, but it’s still a significa...

Why you should have a Power of Attorney in place

Posted by siteadmin on Tuesday 26th of May 2020

Millions of Brits haven’t named a Power of Attorney. It may seem like something you can put off for a while, but it’s something we should all have in place.

A Power of Attorney is a legal document which gives someone you trust the ability to make decisions on your behalf if you’re unable to do so. Thinking about lacking the mental or physical capacity to be independent and make decisions isn’t something anyone wants to do. However, it can happen and having a Power of Attorney in place can provide you with some security if it does happen.


Is now the time to invest?

Posted by siteadmin on Tuesday 26th of May 2020

Global stock markets have suffered due to the impact of the coronavirus pandemic, and you may have heard suggestions that now is the ‘perfect time to buy’. After all, in an ideal world, you want to buy when stock prices are low and sell at a high. However, it’s not as straightforward as that and there’s no ‘perfect’ time that suits everyone.

No one knows what is around the corner. Even professional investors are unlikely to have considered the impact a pandemic would have when making decisions in 2019. So, it’s impossible to know what’s com...

Should you take a tax-free lump sum from your pension?

Posted by siteadmin on Tuesday 26th of May 2020

Being able to take a tax-free lump sum out of your pension when you reach pension age certainly sounds appealing. It can help you kick-start retirement plans and fully enjoy the milestone, but is it always the right decision to make?

Currently, you’re able to take a 25% lump sum from your private pension at retirement age without incurring Income Tax liability. This option is usually available once you’ve passed the age of 55 but is set to increase to 57 in 2028. Once you take your ‘pension commencement lump sum’, your scheme is ‘crystallis...

Budget 2020 – Winners and Losers

Posted by siteadmin on Wednesday 11th of March 2020

This afternoon, Rishi Sunak has delivered the first Budget of the new Conservative government. With a large majority behind him, the theme of the Chancellor’s speech was to deliver the promises made in the party’s election manifesto or, as Sunak himself repeatedly said, to ‘get things done’.

Of course, the coronavirus outbreak has significantly changed the Chancellor’s plans. Opening his speech, Sunak said: “We will rise to this challenge - this virus is the key challenge facing our country today.”

With a package of measures designed to su...

Your 2020 Budget summary

Posted by siteadmin on Wednesday 11th of March 2020

After delays and the appointment of Rishi Sunak as Chancellor just weeks ago following the resignation of Sajid Javid, the Budget was finally delivered this afternoon.

It’s the first to be given since the UK left the EU on 31st January 2020, with the country now in a transition period, and comes amid the coronavirus outbreak. Both featured in Sunak’s address, with coronavirus being named as the key challenge facing the country today, noting that there is likely to be a temporary economic disruption, and playing a role in several of the anno...

5 ways you could raise money for charity in 2020

Posted by siteadmin on Friday 14th of February 2020

Do you want to plan an event this year to do your bit for charity? There’s more than one way to help the causes that are close to your heart to raise money to continue their good work.

We’ve been inspired by Red Bull’s charity challenges that are good for the body and soul too. But if you’re looking for something a little less extreme than canoeing 125 miles along the Avon Canal and River Thames or the 1,000 km Mongol Derby, there’s still plenty you can do.

If you’re hoping to raise money for a cause you care about, the good news is people...

A quick guide to retirement interest-only mortgages

Posted by siteadmin on Friday 14th of February 2020

If you’re approaching retirement and still have some time left on your mortgage, it can be a concern and take up a significant portion of your income.

Traditionally, retirees would strive to reach the milestone debt-free. However, there are many potential factors that may mean this isn’t possible. Rising property prices and the average homeowners getting on to the property later in life are common reasons why those approaching retirement are still paying off a mortgage. In addition, there are a whole host of other reasons that may be out of...