The value of investments and the income they produce can fall as well as rise. You may get back less than you invested.

Investing So You Don’t Miss Out

Long-term investments are generally the best for riding out market volatility and yielding a healthy, tax-efficient return.

When markets go through short-term fluctuations, it’s is often tempting to exit or switch funds in an attempt to reduce further expected losses. However, although nobody can accurately predict the future, these statistics from Old Mutual Wealth provide an interesting insight.

Over the past twenty years, using an £10,000 initial investment, an investor who remained in the same market throughout the period could have a potential return of £34,778 (an increase of 247.78%) compared to an investor who missed the best 25 days.

Source: FE Analytics. FTSE All Share, total return, bid-to-bid, throughout period running from 01.03.96 to 29.02.16. The information provided is for illustrative purposes and doesn’t represent the past performance of any particular investment. It is not possible to invest directly into the FTSE All Share.

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